diff --git a/coolstore-partner-common/src/main/java/com/cool/store/constants/RedisConstant.java b/coolstore-partner-common/src/main/java/com/cool/store/constants/RedisConstant.java
index 1c6dfb955..f153d1050 100644
--- a/coolstore-partner-common/src/main/java/com/cool/store/constants/RedisConstant.java
+++ b/coolstore-partner-common/src/main/java/com/cool/store/constants/RedisConstant.java
@@ -291,7 +291,12 @@ public class RedisConstant {
     public static final String HUO_MA_TOKEN= "huo_ma_token:{0}";
     
     /**
-     * 钱包开通失败原因 wallet_open_fail:storeId:1/2 1平安/2网商
+     * 钱包开通失败/打标失败原因 wallet_open_fail:storeId:1/2 1平安/2网商
      */
     public static final String WALLET_OPEN_FAIL = "wallet_open_fail:{0}:{1}";
+
+    /**
+     * 打标接口创建网商账户失败标识 wallet_online_bank_tag_fail:storeId
+     */
+    public static final String WALLET_ONLINE_BANK_TAG_FAIL = "wallet_online_bank_tag_fail:{0}";
 }
diff --git a/coolstore-partner-common/src/main/java/com/cool/store/enums/wechat/WalletTypeEnum.java b/coolstore-partner-common/src/main/java/com/cool/store/enums/wechat/WalletTypeEnum.java
new file mode 100644
index 000000000..74159ab59
--- /dev/null
+++ b/coolstore-partner-common/src/main/java/com/cool/store/enums/wechat/WalletTypeEnum.java
@@ -0,0 +1,25 @@
+package com.cool.store.enums.wechat;
+
+import lombok.AllArgsConstructor;
+import lombok.Getter;
+
+/**
+ * <p>
+ * 钱包类型
+ * </p>
+ *
+ * @author wangff
+ * @since 2025/11/20
+ */
+@Getter
+@AllArgsConstructor
+public enum WalletTypeEnum {
+
+    PING_AN(1, "平安银行"),
+    ONLINE_BANK(2, "网商银行"),
+    ;
+
+    private final Integer type;
+
+    private final String desc;
+}
diff --git a/coolstore-partner-dao/src/main/java/com/cool/store/dao/wallet/OpenBankInfoDAO.java b/coolstore-partner-dao/src/main/java/com/cool/store/dao/wallet/OpenBankInfoDAO.java
index 2ce16e542..e558c2b53 100644
--- a/coolstore-partner-dao/src/main/java/com/cool/store/dao/wallet/OpenBankInfoDAO.java
+++ b/coolstore-partner-dao/src/main/java/com/cool/store/dao/wallet/OpenBankInfoDAO.java
@@ -2,9 +2,12 @@ package com.cool.store.dao.wallet;
 
 import com.cool.store.entity.wallet.OpenBankInfoDO;
 import com.cool.store.mapper.wallet.OpenBankInfoMapper;
+import org.apache.commons.lang3.StringUtils;
 import org.springframework.stereotype.Repository;
+import tk.mybatis.mapper.entity.Example;
 
 import javax.annotation.Resource;
+import java.util.Objects;
 
 /**
  * @Author suzhuhong
@@ -30,5 +33,20 @@ public class OpenBankInfoDAO {
         return openBankInfoMapper.getOpenBankInfo(storeCode);
     }
 
+    public OpenBankInfoDO getOpenBankInfoByStoreId(String storeId) {
+        return openBankInfoMapper.selectOne(OpenBankInfoDO.builder().storeId(storeId).build());
+    }
 
+    public int insertOrUpdateByStoreId(OpenBankInfoDO openBankInfoDO) {
+        if (StringUtils.isBlank(openBankInfoDO.getStoreId())) {
+            return 0;
+        }
+        if (Objects.isNull(getOpenBankInfo(openBankInfoDO.getStoreId()))) {
+            return openBankInfoMapper.insertSelective(openBankInfoDO);
+        } else {
+            Example example = new Example(OpenBankInfoDO.class);
+            example.createCriteria().andEqualTo("storeId", openBankInfoDO.getStoreId());
+            return openBankInfoMapper.updateByExampleSelective(openBankInfoDO, example);
+        }
+    }
 }
diff --git a/coolstore-partner-dao/src/main/resources/mapper/wallet/OpenBankInfoMapper.xml b/coolstore-partner-dao/src/main/resources/mapper/wallet/OpenBankInfoMapper.xml
index a6e8ef04c..4c8834cb8 100644
--- a/coolstore-partner-dao/src/main/resources/mapper/wallet/OpenBankInfoMapper.xml
+++ b/coolstore-partner-dao/src/main/resources/mapper/wallet/OpenBankInfoMapper.xml
@@ -6,6 +6,7 @@
       WARNING - @mbg.generated
     -->
     <result column="store_code" jdbcType="VARCHAR" property="storeCode" />
+    <result column="store_id" jdbcType="VARCHAR" property="storeId" />
     <result column="signer_name" jdbcType="VARCHAR" property="signerName" />
     <result column="signer_id_card" jdbcType="VARCHAR" property="signerIdCard" />
     <result column="signer_phone" jdbcType="VARCHAR" property="signerPhone" />
@@ -24,6 +25,7 @@
     <result column="bank_branch_name" jdbcType="VARCHAR" property="bankBranchName" />
     <result column="bank_branch_code" jdbcType="VARCHAR" property="bankBranchCode" />
     <result column="bank_reserved_phone" jdbcType="VARCHAR" property="bankReservedPhone" />
+    <result column="source" jdbcType="TINYINT" property="source" />
   </resultMap>
 
   <select id="getOpenBankInfo" resultMap="BaseResultMap">
@@ -33,6 +35,9 @@
   <update id="updateByStoreCode" parameterType="com.cool.store.entity.wallet.OpenBankInfoDO">
     UPDATE zxjp_open_bank_info
     <set>
+      <if test="dto.storeId != null and dto.storeId != ''">
+        store_id = #{dto.storeId},
+      </if>
       <if test="dto.signerName != null and dto.signerName != ''">
         signer_name = #{dto.signerName},
       </if>
@@ -87,6 +92,9 @@
       <if test="dto.bankReservedPhone != null and dto.bankReservedPhone != ''">
         bank_reserved_phone = #{dto.bankReservedPhone},
       </if>
+      <if test="dto.source != null">
+        source = #{dto.source},
+      </if>
     </set>
     WHERE store_code = #{dto.storeCode}
   </update>
diff --git a/coolstore-partner-model/src/main/java/com/cool/store/dto/wallet/OpenBasicInfoDTO.java b/coolstore-partner-model/src/main/java/com/cool/store/dto/wallet/OpenBasicInfoDTO.java
index c7316a388..75426047d 100644
--- a/coolstore-partner-model/src/main/java/com/cool/store/dto/wallet/OpenBasicInfoDTO.java
+++ b/coolstore-partner-model/src/main/java/com/cool/store/dto/wallet/OpenBasicInfoDTO.java
@@ -16,6 +16,9 @@ public class OpenBasicInfoDTO {
     @ApiModelProperty(value = "门店编号")
     private String storeCode;
 
+    @ApiModelProperty("门店id")
+    private String storeId;
+
     /**
      * 签约人名称
      */
@@ -106,8 +109,8 @@ public class OpenBasicInfoDTO {
     @ApiModelProperty(value = "银行预留手机号")
     private String bankReservedPhone;
 
-
-
+    @ApiModelProperty("来源，开通流程传1，其他0")
+    private Integer source;
 
 
 }
diff --git a/coolstore-partner-model/src/main/java/com/cool/store/dto/wallet/TextMsgSendDTO.java b/coolstore-partner-model/src/main/java/com/cool/store/dto/wallet/TextMsgSendDTO.java
new file mode 100644
index 000000000..23f917626
--- /dev/null
+++ b/coolstore-partner-model/src/main/java/com/cool/store/dto/wallet/TextMsgSendDTO.java
@@ -0,0 +1,24 @@
+package com.cool.store.dto.wallet;
+
+import io.swagger.annotations.ApiModelProperty;
+import lombok.Data;
+
+/**
+ * <p>
+ * 网商激活短链DTO
+ * </p>
+ *
+ * @author wangff
+ * @since 2025/11/20
+ */
+@Data
+public class TextMsgSendDTO {
+    @ApiModelProperty("crm门店id")
+    private String outStoreId;
+    
+    @ApiModelProperty("H5 激活页短链（商户需访问此链接完成操作，非公网可直接访问需确认权限）")
+    private String activityUrl;
+    
+    @ApiModelProperty("短链失效时间（格式：YYYY-MM-DD HH:mm:ss，过期后需重新调用接口生成）")
+    private String expireTime;
+}
diff --git a/coolstore-partner-model/src/main/java/com/cool/store/entity/wallet/OpenBankInfoDO.java b/coolstore-partner-model/src/main/java/com/cool/store/entity/wallet/OpenBankInfoDO.java
index 17cf0c560..011f5392c 100644
--- a/coolstore-partner-model/src/main/java/com/cool/store/entity/wallet/OpenBankInfoDO.java
+++ b/coolstore-partner-model/src/main/java/com/cool/store/entity/wallet/OpenBankInfoDO.java
@@ -1,9 +1,18 @@
 package com.cool.store.entity.wallet;
 
 
+import lombok.AllArgsConstructor;
+import lombok.Builder;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
 import javax.persistence.*;
 
 @Table(name = "zxjp_open_bank_info")
+@Data
+@AllArgsConstructor
+@NoArgsConstructor
+@Builder
 public class OpenBankInfoDO {
     /**
      * 门店编号
@@ -11,6 +20,12 @@ public class OpenBankInfoDO {
     @Column(name = "store_code")
     private String storeCode;
 
+    /**
+     * 门店id
+     */
+    @Column(name = "store_id")
+    private String storeId;
+
     /**
      * 签约人名称
      */
@@ -119,318 +134,9 @@ public class OpenBankInfoDO {
     @Column(name = "bank_reserved_phone")
     private String bankReservedPhone;
 
-
-    public String getLegalName() {
-        return legalName;
-    }
-
-    public void setLegalName(String legalName) {
-        this.legalName = legalName;
-    }
-
-    public String getLegalIdCard() {
-        return legalIdCard;
-    }
-
-    public void setLegalIdCard(String legalIdCard) {
-        this.legalIdCard = legalIdCard;
-    }
-
-    public String getLegalPhone() {
-        return legalPhone;
-    }
-
-    public void setLegalPhone(String legalPhone) {
-        this.legalPhone = legalPhone;
-    }
-
     /**
-     * 获取门店编号
-     *
-     * @return store_code - 门店编号
+     * 来源，开通流程传1，其他0
      */
-    public String getStoreCode() {
-        return storeCode;
-    }
-
-    /**
-     * 设置门店编号
-     *
-     * @param storeCode 门店编号
-     */
-    public void setStoreCode(String storeCode) {
-        this.storeCode = storeCode;
-    }
-
-    /**
-     * 获取签约人名称
-     *
-     * @return signer_name - 签约人名称
-     */
-    public String getSignerName() {
-        return signerName;
-    }
-
-    /**
-     * 设置签约人名称
-     *
-     * @param signerName 签约人名称
-     */
-    public void setSignerName(String signerName) {
-        this.signerName = signerName;
-    }
-
-    /**
-     * 获取签约人身份证号码
-     *
-     * @return signer_id_card - 签约人身份证号码
-     */
-    public String getSignerIdCard() {
-        return signerIdCard;
-    }
-
-    /**
-     * 设置签约人身份证号码
-     *
-     * @param signerIdCard 签约人身份证号码
-     */
-    public void setSignerIdCard(String signerIdCard) {
-        this.signerIdCard = signerIdCard;
-    }
-
-    /**
-     * 获取签约人手机号
-     *
-     * @return signer_phone - 签约人手机号
-     */
-    public String getSignerPhone() {
-        return signerPhone;
-    }
-
-    /**
-     * 设置签约人手机号
-     *
-     * @param signerPhone 签约人手机号
-     */
-    public void setSignerPhone(String signerPhone) {
-        this.signerPhone = signerPhone;
-    }
-
-    /**
-     * 获取签约人身份证正面
-     *
-     * @return signer_id_card_front - 签约人身份证正面
-     */
-    public String getSignerIdCardFront() {
-        return signerIdCardFront;
-    }
-
-    /**
-     * 设置签约人身份证正面
-     *
-     * @param signerIdCardFront 签约人身份证正面
-     */
-    public void setSignerIdCardFront(String signerIdCardFront) {
-        this.signerIdCardFront = signerIdCardFront;
-    }
-
-    /**
-     * 获取签约人身份证反面
-     *
-     * @return signer_id_card_back - 签约人身份证反面
-     */
-    public String getSignerIdCardBack() {
-        return signerIdCardBack;
-    }
-
-    /**
-     * 设置签约人身份证反面
-     *
-     * @param signerIdCardBack 签约人身份证反面
-     */
-    public void setSignerIdCardBack(String signerIdCardBack) {
-        this.signerIdCardBack = signerIdCardBack;
-    }
-
-    /**
-     * 获取营业执照名字
-     *
-     * @return business_license_name - 营业执照名字
-     */
-    public String getBusinessLicenseName() {
-        return businessLicenseName;
-    }
-
-    /**
-     * 设置营业执照名字
-     *
-     * @param businessLicenseName 营业执照名字
-     */
-    public void setBusinessLicenseName(String businessLicenseName) {
-        this.businessLicenseName = businessLicenseName;
-    }
-
-    /**
-     * 获取营业执照社会信用代码
-     *
-     * @return business_license_code - 营业执照社会信用代码
-     */
-    public String getBusinessLicenseCode() {
-        return businessLicenseCode;
-    }
-
-    /**
-     * 设置营业执照社会信用代码
-     *
-     * @param businessLicenseCode 营业执照社会信用代码
-     */
-    public void setBusinessLicenseCode(String businessLicenseCode) {
-        this.businessLicenseCode = businessLicenseCode;
-    }
-
-    /**
-     * 获取营业执照照片
-     *
-     * @return business_license_photo - 营业执照照片
-     */
-    public String getBusinessLicensePhoto() {
-        return businessLicensePhoto;
-    }
-
-    /**
-     * 设置营业执照照片
-     *
-     * @param businessLicensePhoto 营业执照照片
-     */
-    public void setBusinessLicensePhoto(String businessLicensePhoto) {
-        this.businessLicensePhoto = businessLicensePhoto;
-    }
-
-    /**
-     * 获取法人是否签约人
-     *
-     * @return legal_is_signer - 法人是否签约人
-     */
-    public Integer getLegalIsSigner() {
-        return legalIsSigner;
-    }
-
-    /**
-     * 设置法人是否签约人
-     *
-     * @param legalIsSigner 法人是否签约人
-     */
-    public void setLegalIsSigner(Integer legalIsSigner) {
-        this.legalIsSigner = legalIsSigner;
-    }
-
-    /**
-     * 获取法人身份证正面
-     *
-     * @return legal_id_card_front - 法人身份证正面
-     */
-    public String getLegalIdCardFront() {
-        return legalIdCardFront;
-    }
-
-    /**
-     * 设置法人身份证正面
-     *
-     * @param legalIdCardFront 法人身份证正面
-     */
-    public void setLegalIdCardFront(String legalIdCardFront) {
-        this.legalIdCardFront = legalIdCardFront;
-    }
-
-    /**
-     * 获取法人身份证反面
-     *
-     * @return legal_id_card_back - 法人身份证反面
-     */
-    public String getLegalIdCardBack() {
-        return legalIdCardBack;
-    }
-
-    /**
-     * 设置法人身份证反面
-     *
-     * @param legalIdCardBack 法人身份证反面
-     */
-    public void setLegalIdCardBack(String legalIdCardBack) {
-        this.legalIdCardBack = legalIdCardBack;
-    }
-
-    /**
-     * 获取结算卡
-     *
-     * @return settlement_card - 结算卡
-     */
-    public String getSettlementCard() {
-        return settlementCard;
-    }
-
-    /**
-     * 设置结算卡
-     *
-     * @param settlementCard 结算卡
-     */
-    public void setSettlementCard(String settlementCard) {
-        this.settlementCard = settlementCard;
-    }
-
-    /**
-     * 获取开户支行名称
-     *
-     * @return bank_branch_name - 开户支行名称
-     */
-    public String getBankBranchName() {
-        return bankBranchName;
-    }
-
-    /**
-     * 设置开户支行名称
-     *
-     * @param bankBranchName 开户支行名称
-     */
-    public void setBankBranchName(String bankBranchName) {
-        this.bankBranchName = bankBranchName;
-    }
-
-    /**
-     * 获取开户支行编号
-     *
-     * @return bank_branch_code - 开户支行编号
-     */
-    public String getBankBranchCode() {
-        return bankBranchCode;
-    }
-
-    /**
-     * 设置开户支行编号
-     *
-     * @param bankBranchCode 开户支行编号
-     */
-    public void setBankBranchCode(String bankBranchCode) {
-        this.bankBranchCode = bankBranchCode;
-    }
-
-    /**
-     * 获取银行预留手机号
-     *
-     * @return bank_reserved_phone - 银行预留手机号
-     */
-    public String getBankReservedPhone() {
-        return bankReservedPhone;
-    }
-
-    /**
-     * 设置银行预留手机号
-     *
-     * @param bankReservedPhone 银行预留手机号
-     */
-    public void setBankReservedPhone(String bankReservedPhone) {
-        this.bankReservedPhone = bankReservedPhone;
-    }
-
-
+    @Column(name = "source")
+    private Integer source;
 }
\ No newline at end of file
diff --git a/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/AccountAddTagRequest.java b/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/AccountAddTagRequest.java
index 975d45314..9d03f7c2e 100644
--- a/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/AccountAddTagRequest.java
+++ b/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/AccountAddTagRequest.java
@@ -67,15 +67,6 @@ public class AccountAddTagRequest {
     @ApiModelProperty(value = "营业执照图片链接", required = true)
     private String licensePhoto;
 
-    @ApiModelProperty(value = "签约人姓名", required = true)
-    private String signatoryName;
-
-    @ApiModelProperty(value = "签约人身份证", required = true)
-    private String signatoryNo;
-
-    @ApiModelProperty(value = "签约人联系电话", required = true)
-    private String signatoryPhone;
-
     @ApiModelProperty(value = "签约人证件人像面图片链接", required = true)
     private String signatoryPhotoA;
 
diff --git a/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/CoolOpenBasicInfoRequest.java b/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/CoolOpenBasicInfoRequest.java
index 3e1153c9e..6d82a8d71 100644
--- a/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/CoolOpenBasicInfoRequest.java
+++ b/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/CoolOpenBasicInfoRequest.java
@@ -10,6 +10,8 @@ import lombok.Data;
  */
 @Data
 public class CoolOpenBasicInfoRequest {
+    @ApiModelProperty(value = "门店id")
+    private String storeId;
 
     @ApiModelProperty(value = "门店编号")
     private String storeCode;
diff --git a/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/TextMsgSendRequest.java b/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/TextMsgSendRequest.java
new file mode 100644
index 000000000..74179e741
--- /dev/null
+++ b/coolstore-partner-model/src/main/java/com/cool/store/request/wallet/TextMsgSendRequest.java
@@ -0,0 +1,22 @@
+package com.cool.store.request.wallet;
+
+import io.swagger.annotations.ApiModelProperty;
+import lombok.AllArgsConstructor;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
+/**
+ * <p>
+ * 网商账户重新发送激活短信Request
+ * </p>
+ *
+ * @author wangff
+ * @since 2025/11/20
+ */
+@Data
+@AllArgsConstructor
+@NoArgsConstructor
+public class TextMsgSendRequest {
+    @ApiModelProperty("门店id")
+    private String outStoreId;
+}
diff --git a/coolstore-partner-model/src/main/java/com/cool/store/vo/wallet/AccountDataVO.java b/coolstore-partner-model/src/main/java/com/cool/store/vo/wallet/AccountDataVO.java
new file mode 100644
index 000000000..d9218255a
--- /dev/null
+++ b/coolstore-partner-model/src/main/java/com/cool/store/vo/wallet/AccountDataVO.java
@@ -0,0 +1,27 @@
+package com.cool.store.vo.wallet;
+
+import io.swagger.annotations.ApiModelProperty;
+import lombok.AllArgsConstructor;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
+import java.util.List;
+
+/**
+ * <p>
+ * 账户信息VO
+ * </p>
+ *
+ * @author wangff
+ * @since 2025/11/20
+ */
+@Data
+@AllArgsConstructor
+@NoArgsConstructor
+public class AccountDataVO {
+    @ApiModelProperty("网商账户开通失败标识")
+    private Boolean onlineBankOpenFail;
+
+    @ApiModelProperty("账户列表")
+    private List<AccountInfoVO> accountList;
+}
diff --git a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletApiService.java b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletApiService.java
index f79e3878e..35832c168 100644
--- a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletApiService.java
+++ b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletApiService.java
@@ -210,8 +210,14 @@ public class WalletApiService {
         return walletHttpClientRest.postWithSign(walletBaseUrl+"/open/crm/trans/v1/accRecordPage", request, TradeRecordListDTO.class);
     }
 
-
-
+    /**
+     * 网商银行重新激活发送短链接
+     * @param request 网商账户重新发送激活短信Request
+     * @return 网商激活短链DTO
+     */
+    public TextMsgSendDTO textMsgSend(TextMsgSendRequest request){
+        return walletHttpClientRest.postWithSign(walletBaseUrl+"/open/crm/account/ws/v1/textMsgSend", request, TextMsgSendDTO.class);
+    }
 
 
 }
diff --git a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletService.java b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletService.java
index 5212f66a1..197a1c325 100644
--- a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletService.java
+++ b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletService.java
@@ -86,7 +86,7 @@ public interface WalletService {
      * @param request 账户查询Request
      * @return 账户信息VO列表
      */
-    List<AccountInfoVO> getAccountList(AccountQueryRequest request);
+    AccountDataVO getAccountList(AccountQueryRequest request);
 
     /**
      * 根据账户编号查询账户信息
@@ -164,7 +164,7 @@ public interface WalletService {
      * @param storeCode
      * @return
      */
-    OpenBasicInfoDTO getOpenBasicInfo(String storeCode);
+    OpenBasicInfoDTO getOpenBasicInfo(String storeId, String storeCode);
 
     /**
      * 开通网商银行
@@ -172,4 +172,11 @@ public interface WalletService {
      * @return
      */
     Boolean openOnlineBankAccount(CoolOpenBasicInfoRequest request);
+
+    /**
+     * 网商发送激活短信
+     * @param request 门店idRequest
+     * @return 是否成功
+     */
+    Boolean onlineBankActive(StoreShopRequest request);
 }
diff --git a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java
index bf7e5f8d3..1d1dbbcc7 100644
--- a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java
+++ b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java
@@ -20,7 +20,7 @@ import com.cool.store.enums.point.ShopSubStageEnum;
 import com.cool.store.enums.point.ShopSubStageStatusEnum;
 import com.cool.store.enums.wallet.BankAccountTypeEnum;
 import com.cool.store.enums.wallet.BankBusinessTypeEnum;
-import com.cool.store.enums.wallet.YztStoreModel;
+import com.cool.store.enums.wechat.WalletTypeEnum;
 import com.cool.store.exception.ServiceException;
 import com.cool.store.mapper.ApplyLicenseMapper;
 import com.cool.store.request.wallet.*;
@@ -38,7 +38,6 @@ import org.apache.commons.collections4.CollectionUtils;
 import org.apache.commons.lang3.StringUtils;
 import org.springframework.stereotype.Service;
 
-import javax.annotation.Resource;
 import java.sql.Date;
 import java.text.MessageFormat;
 import java.time.Duration;
@@ -78,6 +77,16 @@ public class WalletServiceImpl implements WalletService {
     @Override
     public Boolean accountCreate(AccountCreateRequest request) {
         ShopInfoDO shopInfo = getAndVerifyShopAndStage(request.getShopId());
+        // 存储银行卡信息
+        OpenBankInfoDO openBankInfoDO = OpenBankInfoDO.builder()
+                .storeId(shopInfo.getStoreId())
+                .settlementCard(request.getBankNumber())
+                .bankBranchName(request.getBankName())
+                .bankBranchCode(request.getBankNo())
+                .bankReservedPhone(request.getBankMobile())
+                .source(1)
+                .build();
+        openBankInfoDAO.insertOrUpdateByStoreId(openBankInfoDO);
         // 调用 创建门店签约人账户接口
         CreateStoreAndAccountRequest accountRequest = CreateStoreAndAccountRequest.builder()
                 .outStoreId(shopInfo.getStoreId())
@@ -169,33 +178,27 @@ public class WalletServiceImpl implements WalletService {
             try {
                 // 判断一下账户的开通状态
                 if (enableAddTag(storeId)) {
-                    LineInfoDO lineInfoDO = lineInfoDAO.getLineInfo(lineId);
-                    QualificationsInfoDO qualificationsInfoDO = qualificationsInfoDAO.getByLineId(lineId);
+                    OpenBankInfoDO openBankInfo = getAndUpdateOpenBankInfo(storeId, lineId, license);
                     // 调用 签约人账户打标（升级）接口
                     log.info("营业执照已上传，账户打标");
                     AccountAddTagRequest tagRequest = AccountAddTagRequest.builder()
                             .outStoreId(storeId)
-                            .licenseNo(license.getCreditCode())
-                            .licenseName(license.getBusinessLicense())
-//                    .licenseExpire(Objects.nonNull(licenseTransactDO.getValidity()) ? CoolDateUtils.DateFormat(licenseTransactDO.getValidity(), "yyyy-MM-dd") : "2999-12-31")
-                            .legalName(license.getLicenseLegalPerson())
-                            .legalNo(license.getLicenseLegalIdCardNo())
-                            .legalPhone(license.getLicenseLegalMobile())
-                            .certPhotoA(license.getLicenseLegalIdCardFront())
-                            .certPhotoB(license.getLicenseLegalIdCardBack())
-                            .licensePhoto(license.getCreditUrl())
-                            .signatoryName(lineInfoDO.getUsername())
-                            .signatoryNo(qualificationsInfoDO.getIdCardNo())
-                            .signatoryPhone(lineInfoDO.getMobile())
-                            .signatoryPhotoA(qualificationsInfoDO.getFrontOfIdCard())
-                            .signatoryPhotoB(qualificationsInfoDO.getBackOfIdCard())
+                            .licenseNo(openBankInfo.getBusinessLicenseCode())
+                            .licenseName(openBankInfo.getBusinessLicenseName())
+                            .legalName(openBankInfo.getLegalName())
+                            .legalNo(openBankInfo.getLegalIdCard())
+                            .legalPhone(openBankInfo.getLegalPhone())
+                            .certPhotoA(openBankInfo.getLegalIdCardFront())
+                            .certPhotoB(openBankInfo.getLegalIdCardBack())
+                            .licensePhoto(openBankInfo.getBusinessLicensePhoto())
+                            .signatoryPhotoA(openBankInfo.getSignerIdCardFront())
+                            .signatoryPhotoB(openBankInfo.getSignerIdCardBack())
                             .build();
-                    AddTagDTO addTagDTO = walletApiService.addTag(tagRequest);
-                    log.info("打标接口调用成功，response:{}", JSONObject.toJSONString(addTagDTO));
+                    executeAddTag(tagRequest);
                 }
             } catch (ServiceException e) {
                 // 平安打标 签约人和法人一致时，同步返回，失败原因从msg中取
-                String key = MessageFormat.format(RedisConstant.WALLET_OPEN_FAIL, storeId, "1");
+                String key = MessageFormat.format(RedisConstant.WALLET_OPEN_FAIL, storeId, WalletTypeEnum.PING_AN.getType());
                 redisUtilPool.setString(key, e.getErrorCode().equals(1620003) ? e.getMessage() : "系统异常");
                 log.info("营业执照已上传，接口异常", e);
             } catch (Exception e) {
@@ -204,6 +207,45 @@ public class WalletServiceImpl implements WalletService {
         }
     }
 
+    /**
+     * 执行打标接口，执行失败缓存标记
+     */
+    private void executeAddTag(AccountAddTagRequest tagRequest) {
+        AddTagDTO addTagDTO = walletApiService.addTag(tagRequest);
+        log.info("打标接口调用成功，response:{}", JSONObject.toJSONString(addTagDTO));
+        // TODO: 如果网商创建失败，缓存标记
+        if (false) {
+            String key = MessageFormat.format(RedisConstant.WALLET_ONLINE_BANK_TAG_FAIL, tagRequest.getOutStoreId());
+            redisUtilPool.setString(key, "1");
+        }
+    }
+
+    /**
+     * 获取并更新门店开通网商信息
+     */
+    private OpenBankInfoDO getAndUpdateOpenBankInfo(String storeId, Long lineId, LicenseTransactDO license) {
+        LineInfoDO lineInfoDO = lineInfoDAO.getLineInfo(lineId);
+        QualificationsInfoDO qualificationsInfoDO = qualificationsInfoDAO.getByLineId(lineId);
+        OpenBankInfoDO openBankInfoDO = OpenBankInfoDO.builder()
+                .storeId(storeId)
+                .signerName(lineInfoDO.getUsername())
+                .signerIdCard(qualificationsInfoDO.getIdCardNo())
+                .signerPhone(lineInfoDO.getMobile())
+                .signerIdCardFront(qualificationsInfoDO.getFrontOfIdCard())
+                .signerIdCardBack(qualificationsInfoDO.getBackOfIdCard())
+                .businessLicenseName(license.getBusinessLicense())
+                .businessLicenseCode(license.getCreditCode())
+                .businessLicensePhoto(license.getCreditUrl())
+                .legalName(license.getLicenseLegalPerson())
+                .legalIdCard(license.getLicenseLegalIdCardNo())
+                .legalPhone(license.getLicenseLegalMobile())
+                .legalIdCardFront(license.getLicenseLegalIdCardFront())
+                .legalIdCardBack(license.getLicenseLegalIdCardBack())
+                .build();
+        openBankInfoDAO.insertOrUpdateByStoreId(openBankInfoDO);
+        return openBankInfoDO;
+    }
+
     /**
      * 账户存在且未打标
      */
@@ -215,7 +257,7 @@ public class WalletServiceImpl implements WalletService {
     @Override
     public Boolean addTagCallback(AddTagCallbackNoticeRequest request) {
         try {
-            String key = MessageFormat.format(RedisConstant.WALLET_OPEN_FAIL, request.getOutStoreId(), "1");
+            String key = MessageFormat.format(RedisConstant.WALLET_OPEN_FAIL, request.getOutStoreId(), WalletTypeEnum.PING_AN.getType());
             if (Integer.valueOf(2).equals(request.getStatus())) {
                 redisUtilPool.setString(key, request.getErrorMsg());
             } else {
@@ -246,6 +288,10 @@ public class WalletServiceImpl implements WalletService {
             } else {
                 redisUtilPool.delKey(key);
             }
+            // 如果创建成功，删除网商开通失败标识
+            if (Integer.valueOf(4).equals(request.getAccountStatus())) {
+                redisUtilPool.delKey(MessageFormat.format(RedisConstant.WALLET_ONLINE_BANK_TAG_FAIL, request.getOutStoreId()));
+            }
         } catch (Exception e) {
             log.info("平安打标回调失败", e);
         }
@@ -258,10 +304,10 @@ public class WalletServiceImpl implements WalletService {
     }
 
     @Override
-    public List<AccountInfoVO> getAccountList(AccountQueryRequest request) {
+    public AccountDataVO getAccountList(AccountQueryRequest request) {
         String storeId = getStoreId(request);
         List<AccountInfoDTO> accountInfo = walletApiService.getAccountInfo(new OutStoreIdRequest(storeId));
-        return accountInfo.stream()
+        List<AccountInfoVO> accountList = accountInfo.stream()
                 .filter(v -> Objects.isNull(request.getWalletType()) || request.getWalletType().equals(v.getWalletType()))
                 .map(v -> {
                     AccountInfoVO vo = BeanUtil.toBean(v, AccountInfoVO.class);
@@ -269,6 +315,11 @@ public class WalletServiceImpl implements WalletService {
                     vo.setFailReason(redisUtilPool.getString(key));
                     return vo;
                 }).collect(Collectors.toList());
+        boolean onlineBankOpenFail = false;
+        if (WalletTypeEnum.ONLINE_BANK.getType().equals(request.getWalletType())) {
+            onlineBankOpenFail = getOnlineBankFailTag(storeId);
+        }
+        return new AccountDataVO(onlineBankOpenFail, accountList);
     }
 
     @Override
@@ -417,10 +468,15 @@ public class WalletServiceImpl implements WalletService {
     }
 
     @Override
-    public OpenBasicInfoDTO getOpenBasicInfo(String storeCode) {
+    public OpenBasicInfoDTO getOpenBasicInfo(String storeId, String storeCode) {
         OpenBasicInfoDTO openBasicInfoDTO = new OpenBasicInfoDTO();
         //非首次提交 获取上次提交的信息 其他情况走主数据与营账通开通数据
-        OpenBankInfoDO openBankInfo = openBankInfoDAO.getOpenBankInfo(storeCode);
+        OpenBankInfoDO openBankInfo;
+        if (StringUtils.isNotBlank(storeId)) {
+            openBankInfo = openBankInfoDAO.getOpenBankInfoByStoreId(storeId);
+        } else {
+            openBankInfo = openBankInfoDAO.getOpenBankInfo(storeCode);
+        }
         if (Objects.nonNull(openBankInfo)){
             openBasicInfoDTO.setSignerName(openBankInfo.getSignerName());
             openBasicInfoDTO.setSignerIdCard(openBankInfo.getSignerIdCard());
@@ -475,6 +531,11 @@ public class WalletServiceImpl implements WalletService {
         }else {
             openBankInfoDAO.updateByStoreCode(openBankInfoDO);
         }
+        // 如果是开店流程中网商开通失败，则重新调用打标接口
+        if (getOnlineBankFailTag(request.getStoreId())) {
+            onlineBankFailReOpen(request);
+            return true;
+        }
         OldStoreAccountCreateRequest oldStoreAccountCreateRequest = new OldStoreAccountCreateRequest();
         StoreDO store = storeDao.getByStoreNum(request.getStoreCode());
         oldStoreAccountCreateRequest.setOutStoreId(store.getStoreId());
@@ -502,6 +563,43 @@ public class WalletServiceImpl implements WalletService {
         return Boolean.TRUE;
     }
 
+    /**
+     * 获取开店流程网商银行开通失败标记
+     */
+    private boolean getOnlineBankFailTag(String storeId) {
+        String key = MessageFormat.format(RedisConstant.WALLET_ONLINE_BANK_TAG_FAIL, storeId);
+        String flag = redisUtilPool.getString(key);
+        return StringUtils.isNotBlank(flag);
+    }
+    
+    /**
+     * 开通流程创建网商银行账户失败的情况下，重新开通
+     */
+    private void onlineBankFailReOpen(CoolOpenBasicInfoRequest request) {
+        log.info("网商钱包开通失败后重新提交打标接口");
+        AccountAddTagRequest tagRequest = AccountAddTagRequest.builder()
+                .outStoreId(request.getStoreId())
+                .licenseNo(request.getBusinessLicenseCode())
+                .licenseName(request.getBusinessLicenseName())
+                .legalName(request.getLegalName())
+                .legalNo(request.getLegalIdCard())
+                .legalPhone(request.getLegalPhone())
+                .certPhotoA(request.getLegalIdCardFront())
+                .certPhotoB(request.getLegalIdCardBack())
+                .licensePhoto(request.getBusinessLicensePhoto())
+                .signatoryPhotoA(request.getSignerIdCardFront())
+                .signatoryPhotoB(request.getSignerIdCardBack())
+                .build();
+        executeAddTag(tagRequest);
+    }
+
+    @Override
+    public Boolean onlineBankActive(StoreShopRequest request) {
+        String storeId = getStoreId(request);
+        walletApiService.textMsgSend(new TextMsgSendRequest(storeId));
+        return true;
+    }
+
     public String getStoreId(StoreShopRequest request) {
         String storeId = request.getStoreId();
         if (StringUtils.isBlank(storeId) && Objects.nonNull(request.getShopId())) {
diff --git a/coolstore-partner-web/src/main/java/com/cool/store/controller/webb/WalletController.java b/coolstore-partner-web/src/main/java/com/cool/store/controller/webb/WalletController.java
index f76a344d5..df328fb0a 100644
--- a/coolstore-partner-web/src/main/java/com/cool/store/controller/webb/WalletController.java
+++ b/coolstore-partner-web/src/main/java/com/cool/store/controller/webb/WalletController.java
@@ -35,7 +35,7 @@ public class WalletController {
     @ApiOperation("账户列表")
     @GetMapping("/accountList")
     public ResponseResult<List<AccountInfoVO>> getAccountList(AccountQueryRequest request) {
-        return ResponseResult.success(walletService.getAccountList(request));
+        return ResponseResult.success(walletService.getAccountList(request).getAccountList());
     }
 
     @ApiOperation("账户详情")
diff --git a/coolstore-partner-web/src/main/java/com/cool/store/controller/webc/MiniWalletController.java b/coolstore-partner-web/src/main/java/com/cool/store/controller/webc/MiniWalletController.java
index 699abc191..a6e39fe33 100644
--- a/coolstore-partner-web/src/main/java/com/cool/store/controller/webc/MiniWalletController.java
+++ b/coolstore-partner-web/src/main/java/com/cool/store/controller/webc/MiniWalletController.java
@@ -8,13 +8,14 @@ import com.cool.store.service.wallet.WalletService;
 import com.cool.store.vo.wallet.*;
 import com.github.pagehelper.PageInfo;
 import io.swagger.annotations.Api;
+import io.swagger.annotations.ApiImplicitParam;
+import io.swagger.annotations.ApiImplicitParams;
 import io.swagger.annotations.ApiOperation;
 import lombok.RequiredArgsConstructor;
 import org.springframework.validation.annotation.Validated;
 import org.springframework.web.bind.annotation.*;
 
 import javax.validation.constraints.NotBlank;
-import java.util.List;
 
 /**
  * <p>
@@ -58,7 +59,7 @@ public class MiniWalletController {
 
     @ApiOperation("账户列表")
     @GetMapping("/accountList")
-    public ResponseResult<List<AccountInfoVO>> getAccountList(AccountQueryRequest request) {
+    public ResponseResult<AccountDataVO> getAccountList(AccountQueryRequest request) {
         return ResponseResult.success(walletService.getAccountList(request));
     }
 
@@ -111,8 +112,13 @@ public class MiniWalletController {
     }
     @ApiOperation("根据门店编码查询开通基础信息")
     @GetMapping("/getOpenBasicInfo")
-    public ResponseResult<OpenBasicInfoDTO> getOpenBasicInfo(@NotBlank(message = "门店编码不能为空") String storeCode) {
-        return ResponseResult.success(walletService.getOpenBasicInfo(storeCode));
+    @ApiImplicitParams({
+            @ApiImplicitParam(name = "storeId", value = "门店id", required = true, dataType = "String"),
+            @ApiImplicitParam(name = "storeCode", value = "门店编号", required = true, dataType = "String"),
+    })
+    public ResponseResult<OpenBasicInfoDTO> getOpenBasicInfo(@NotBlank(message = "门店id不能为空") String storeId,
+                                                             @NotBlank(message = "门店编码不能为空") String storeCode) {
+        return ResponseResult.success(walletService.getOpenBasicInfo(storeId, storeCode));
     }
 
     @ApiOperation("提交开通")
@@ -121,4 +127,10 @@ public class MiniWalletController {
         return ResponseResult.success(walletService.openOnlineBankAccount(request));
     }
 
+
+    @ApiOperation("网商账户激活")
+    @PostMapping("/onlineBankActive")
+    public ResponseResult<Boolean> onlineBankActive(@RequestBody @Validated StoreShopRequest request) {
+        return ResponseResult.success(walletService.onlineBankActive(request));
+    }
 }
diff --git a/coolstore-partner-web/src/main/java/com/cool/store/controller/webc/TestController.java b/coolstore-partner-web/src/main/java/com/cool/store/controller/webc/TestController.java
index 14239b0fd..61bad4ad0 100644
--- a/coolstore-partner-web/src/main/java/com/cool/store/controller/webc/TestController.java
+++ b/coolstore-partner-web/src/main/java/com/cool/store/controller/webc/TestController.java
@@ -403,7 +403,7 @@ public class TestController {
     @ApiOperation("根据门店编码查询开通基础信息")
     @GetMapping("/getOpenBasicInfo")
     public ResponseResult<OpenBasicInfoDTO> getOpenBasicInfo(@NotBlank(message = "门店编码不能为空") String storeCode) {
-        return ResponseResult.success(walletService.getOpenBasicInfo(storeCode));
+        return ResponseResult.success(walletService.getOpenBasicInfo(null, storeCode));
     }
 
     @ApiOperation("提交开通")