diff --git a/coolstore-partner-service/src/main/java/com/cool/store/service/impl/AdjustmentOrderServiceImpl.java b/coolstore-partner-service/src/main/java/com/cool/store/service/impl/AdjustmentOrderServiceImpl.java
index 370d70c43..112f213d0 100644
--- a/coolstore-partner-service/src/main/java/com/cool/store/service/impl/AdjustmentOrderServiceImpl.java
+++ b/coolstore-partner-service/src/main/java/com/cool/store/service/impl/AdjustmentOrderServiceImpl.java
@@ -286,13 +286,12 @@ public class AdjustmentOrderServiceImpl implements AdjustmentOrderService {
         }
         OutStoreIdRequest outStoreIdRequest = new OutStoreIdRequest();
         outStoreIdRequest.setOutStoreId(adjustmentOrder.getStoreId());
-        List<AccountInfoDTO> accountInfoList = walletApiService.getAccountInfo(outStoreIdRequest);
+        AccountInfoDTO accountInfoDTO = walletApiService.getOnlineAccountInfo(outStoreIdRequest);
 
-        if (CollectionUtils.isEmpty(accountInfoList)){
+        if (Objects.isNull(accountInfoDTO)){
            throw new ServiceException(ErrorCodeEnum.NOT_EXIST_WANG_SHANG_ACCOUNT);
         }
 
-        AccountInfoDTO accountInfoDTO = accountInfoList.get(0);
 
         Integer splitType = request.getSplitType();
         if (splitType==null){
diff --git a/coolstore-partner-service/src/main/java/com/cool/store/service/store/impl/PreAllocationRecordServiceImpl.java b/coolstore-partner-service/src/main/java/com/cool/store/service/store/impl/PreAllocationRecordServiceImpl.java
index 282e26146..a0937ccbc 100644
--- a/coolstore-partner-service/src/main/java/com/cool/store/service/store/impl/PreAllocationRecordServiceImpl.java
+++ b/coolstore-partner-service/src/main/java/com/cool/store/service/store/impl/PreAllocationRecordServiceImpl.java
@@ -270,9 +270,8 @@ public class PreAllocationRecordServiceImpl implements PreAllocationRecordServic
             }
 
             if (StringUtil.isNotEmpty(shopInfo.getStoreId())){
-                List<AccountInfoDTO> accountInfo = walletApiService.getAccountInfo(new OutStoreIdRequest(shopInfo.getStoreId()));
-                if (CollectionUtils.isNotEmpty(accountInfo)){
-                    AccountInfoDTO accountInfoDTO = accountInfo.get(0);
+                AccountInfoDTO accountInfoDTO = walletApiService.getOnlineAccountInfo(new OutStoreIdRequest(shopInfo.getStoreId()));
+                if (Objects.nonNull(accountInfoDTO)){
                     String totalAmount = accountInfoDTO.getTotalAmount();
                     BigDecimal total = new BigDecimal(totalAmount);
                     //校验本次缴纳金额
@@ -735,12 +734,11 @@ public class PreAllocationRecordServiceImpl implements PreAllocationRecordServic
         ShopInfoDO shopInfo = shopInfoDAO.getShopInfo(record.getShopId());
         OutStoreIdRequest outStoreIdRequest = new OutStoreIdRequest();
         outStoreIdRequest.setOutStoreId(shopInfo.getStoreId());
-        List<AccountInfoDTO> accountInfoList = walletApiService.getAccountInfo(outStoreIdRequest);
-        if (CollectionUtils.isEmpty(accountInfoList)){
+        AccountInfoDTO accountInfoDTO = walletApiService.getOnlineAccountInfo(outStoreIdRequest);
+        if (Objects.isNull(accountInfoDTO)){
             throw new ServiceException(ErrorCodeEnum.NOT_EXIST_WANG_SHANG_ACCOUNT);
         }
         //校验金额
-        AccountInfoDTO accountInfoDTO = accountInfoList.get(0);
         String totalAmount = accountInfoDTO.getTotalAmount();
         Boolean amountSupport = BigDecimalUtils.greaterThanOrEqual(new BigDecimal(totalAmount), record.getPayAmount());
         if (!amountSupport){
diff --git a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletApiService.java b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletApiService.java
index 0020df38c..7ffc7fd25 100644
--- a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletApiService.java
+++ b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/WalletApiService.java
@@ -2,6 +2,7 @@ package com.cool.store.service.wallet;
 
 import com.alibaba.fastjson.JSONObject;
 import com.cool.store.dto.wallet.*;
+import com.cool.store.enums.wechat.WalletTypeEnum;
 import com.cool.store.http.WalletHttpClientRest;
 import com.cool.store.request.wallet.*;
 import com.cool.store.utils.StringUtil;
@@ -10,6 +11,7 @@ import org.springframework.stereotype.Service;
 
 import javax.annotation.Resource;
 import java.util.List;
+import java.util.Objects;
 
 /**
  * @Author suzhuhong
@@ -79,6 +81,18 @@ public class WalletApiService {
         return walletHttpClientRest.postWithSign(walletBaseUrl+"/open/crm/account/v1/addTag", request, AddTagDTO.class);
     }
 
+
+    /**
+     * 获取网商账户（如果多个 取出来第一个）
+     * @param request
+     * @return
+     */
+    public  AccountInfoDTO getOnlineAccountInfo(OutStoreIdRequest request){
+        List<AccountInfoDTO> accountInfo = getAccountInfo(request);
+        return accountInfo.stream().filter(v -> Objects.nonNull(v.getWalletType()) && v.getWalletType().equals(WalletTypeEnum.ONLINE_BANK.getType())).findFirst().orElse(null);
+    }
+
+
     /**
      * 获取账户信息
      * @param request
diff --git a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java
index ae996a382..068a91111 100644
--- a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java
+++ b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java
@@ -568,11 +568,10 @@ public class WalletServiceImpl implements WalletService {
         if (request.getFeeItemId()==null){
             request.setFeeItemId(400);
         }
-        List<AccountInfoDTO> accountInfoList = walletApiService.getAccountInfo(new OutStoreIdRequest(request.getStoreId()));
-        if (CollectionUtils.isEmpty(accountInfoList)){
+        AccountInfoDTO accountInfoDTO = walletApiService.getOnlineAccountInfo(new OutStoreIdRequest(request.getStoreId()));
+        if (Objects.isNull(accountInfoDTO)){
             throw new ServiceException(ErrorCodeEnum.NOT_EXIST_WANG_SHANG_ACCOUNT);
         }
-        AccountInfoDTO accountInfoDTO = accountInfoList.get(0);
         TradeRecodePageRequest tradeRecodePageRequest = request.convertToTradeRecodePageRequest();
         tradeRecodePageRequest.setAccountNo(accountInfoDTO.getAccountNo());
 //        String a = "{\"page\":{\"currentPage\":1,\"pageSize\":10,\"total\":37,\"count\":4,\"first\":true,\"last\":false},\"pageData\":[{\"reqNo\":\"422712987693189\",\"tradeId\":422712987734149,\"outTradeNo\":\"202604030907217199\",\"feeItemId\":209,\"feeItemName\":\"提现\",\"outStoreCode\":\"\",\"inStoreCode\":\"\",\"outStoreName\":\"\",\"inStoreName\":\"\",\"outAccountNo\":\"226801000219703200034\",\"inAccountNo\":\"6214836146244633\",\"inAccountName\":\"苏竹红\",\"outAccountName\":\"望江县苏荷服装店(个体工商户)\",\"withdrawalBankCardNo\":\"6214836146244633\",\"withdrawalBankCardName\":\"苏竹红\",\"amount\":\"0.01\",\"tradeStatus\":1,\"tradeType\":2,\"remark\":\"提现\",\"errMsg\":\"\",\"createTime\":\"2026-04-09 11:03:33 +0800 CST\",\"outThirdStoreId\":\"0b382f3b789d4a82919d863626eb46a0\",\"inThirdStoreId\":\"\",\"outAccountBankName\":\"\",\"outAccountBankCardNo\":\"\",\"outCompanyCode\":\"\",\"outCompanyName\":\"\",\"inAccountBankName\":\"\",\"inAccountBankCardNo\":\"\",\"inCompanyCode\":\"\",\"inCompanyName\":\"\",\"transType\":\"\"},{\"reqNo\":\"20260406102649175873\",\"tradeId\":421642280509638,\"outTradeNo\":\"202604590659624412\",\"feeItemId\":315,\"feeItemName\":\"加盟保证金\",\"outStoreCode\":\"\",\"inStoreCode\":\"\",\"outStoreName\":\"\",\"inStoreName\":\"\",\"outAccountNo\":\"226801000230437105734\",\"inAccountNo\":\"226801000229636396595\",\"inAccountName\":\"海南正新多品牌管理有限公司\",\"outAccountName\":\"王彦召\",\"withdrawalBankCardNo\":\"\",\"withdrawalBankCardName\":\"\",\"amount\":\"13000.00\",\"tradeStatus\":1,\"tradeType\":1,\"remark\":\"\",\"errMsg\":\"\",\"createTime\":\"2026-04-06 10:26:49 +0800 CST\",\"outThirdStoreId\":\"6fa404c6888f44389882d5b106a0126f\",\"inThirdStoreId\":\"\",\"outAccountBankName\":\"\",\"outAccountBankCardNo\":\"\",\"outCompanyCode\":\"\",\"outCompanyName\":\"\",\"inAccountBankName\":\"\",\"inAccountBankCardNo\":\"\",\"inCompanyCode\":\"\",\"inCompanyName\":\"\",\"transType\":\"\"},{\"reqNo\":\"20260406102649175192\",\"tradeId\":421642279608518,\"outTradeNo\":\"202604590659247677\",\"feeItemId\":311,\"feeItemName\":\"管理费(年)\",\"outStoreCode\":\"\",\"inStoreCode\":\"\",\"outStoreName\":\"\",\"inStoreName\":\"\",\"outAccountNo\":\"226801000230437105734\",\"inAccountNo\":\"226801000229636396595\",\"inAccountName\":\"海南正新多品牌管理有限公司\",\"outAccountName\":\"王彦召\",\"withdrawalBankCardNo\":\"\",\"withdrawalBankCardName\":\"\",\"amount\":\"7200.00\",\"tradeStatus\":1,\"tradeType\":1,\"remark\":\"\",\"errMsg\":\"\",\"createTime\":\"2026-04-06 10:26:49 +0800 CST\",\"outThirdStoreId\":\"6fa404c6888f44389882d5b106a0126f\",\"inThirdStoreId\":\"\",\"outAccountBankName\":\"\",\"outAccountBankCardNo\":\"\",\"outCompanyCode\":\"\",\"outCompanyName\":\"\",\"inAccountBankName\":\"\",\"inAccountBankCardNo\":\"\",\"inCompanyCode\":\"\",\"inCompanyName\":\"\",\"transType\":\"\"},{\"reqNo\":\"20260406102649174677\",\"tradeId\":421642279346374,\"outTradeNo\":\"202604590659649754\",\"feeItemId\":310,\"feeItemName\":\"加盟费\",\"outStoreCode\":\"\",\"inStoreCode\":\"\",\"outStoreName\":\"\",\"inStoreName\":\"\",\"outAccountNo\":\"226801000230437105734\",\"inAccountNo\":\"226801000229636396595\",\"inAccountName\":\"海南正新多品牌管理有限公司\",\"outAccountName\":\"王彦召\",\"withdrawalBankCardNo\":\"\",\"withdrawalBankCardName\":\"\",\"amount\":\"23000.00\",\"tradeStatus\":1,\"tradeType\":1,\"remark\":\"\",\"errMsg\":\"\",\"createTime\":\"2026-04-06 10:26:49 +0800 CST\",\"outThirdStoreId\":\"6fa404c6888f44389882d5b106a0126f\",\"inThirdStoreId\":\"\",\"outAccountBankName\":\"\",\"outAccountBankCardNo\":\"\",\"outCompanyCode\":\"\",\"outCompanyName\":\"\",\"inAccountBankName\":\"\",\"inAccountBankCardNo\":\"\",\"inCompanyCode\":\"\",\"inCompanyName\":\"\",\"transType\":\"\"},{\"reqNo\":\"20260406102649175449\",\"tradeId\":421642279850182,\"outTradeNo\":\"202604590659269101\",\"feeItemId\":312,\"feeItemName\":\"品牌使用费(年)\",\"outStoreCode\":\"\",\"inStoreCode\":\"\",\"outStoreName\":\"\",\"inStoreName\":\"\",\"outAccountNo\":\"226801000230437105734\",\"inAccountNo\":\"226801000229636396595\",\"inAccountName\":\"海南正新多品牌管理有限公司\",\"outAccountName\":\"王彦召\",\"withdrawalBankCardNo\":\"\",\"withdrawalBankCardName\":\"\",\"amount\":\"6000.00\",\"tradeStatus\":1,\"tradeType\":1,\"remark\":\"\",\"errMsg\":\"\",\"createTime\":\"2026-04-06 10:26:49 +0800 CST\",\"outThirdStoreId\":\"6fa404c6888f44389882d5b106a0126f\",\"inThirdStoreId\":\"\",\"outAccountBankName\":\"\",\"outAccountBankCardNo\":\"\",\"outCompanyCode\":\"\",\"outCompanyName\":\"\",\"inAccountBankName\":\"\",\"inAccountBankCardNo\":\"\",\"inCompanyCode\":\"\",\"inCompanyName\":\"\",\"transType\":\"\"},{\"reqNo\":\"2026040410152060066006730073317634\",\"tradeId\":421001139474629,\"outTradeNo\":\"202604730466944804\",\"feeItemId\":400,\"feeItemName\":\"账户充值\",\"outStoreCode\":\"\",\"inStoreCode\":\"\",\"outStoreName\":\"\",\"inStoreName\":\"\",\"outAccountNo\":\"6222620170012855081\",\"inAccountNo\":\"226801000230437105734\",\"inAccountName\":\"王彦召\",\"outAccountName\":\"王彦召\",\"withdrawalBankCardNo\":\"\",\"withdrawalBankCardName\":\"\",\"amount\":\"167000.00\",\"tradeStatus\":1,\"tradeType\":1,\"remark\":\"\",\"errMsg\":\"\",\"createTime\":\"2026-04-04 14:58:01 +0800 CST\",\"outThirdStoreId\":\"\",\"inThirdStoreId\":\"6fa404c6888f44389882d5b106a0126f\",\"outAccountBankName\":\"\",\"outAccountBankCardNo\":\"\",\"outCompanyCode\":\"\",\"outCompanyName\":\"\",\"inAccountBankName\":\"\",\"inAccountBankCardNo\":\"\",\"inCompanyCode\":\"\",\"inCompanyName\":\"\",\"transType\":\"\"},{\"reqNo\":\"2026040410152060066006730073306436\",\"tradeId\":420940632989893,\"outTradeNo\":\"202604730466816938\",\"feeItemId\":400,\"feeItemName\":\"账户充值\",\"outStoreCode\":\"\",\"inStoreCode\":\"\",\"outStoreName\":\"\",\"inStoreName\":\"\",\"outAccountNo\":\"6222620170012855081\",\"inAccountNo\":\"226801000230437105734\",\"inAccountName\":\"王彦召\",\"outAccountName\":\"王彦召\",\"withdrawalBankCardNo\":\"\",\"withdrawalBankCardName\":\"\",\"amount\":\"10.00\",\"tradeStatus\":1,\"tradeType\":1,\"remark\":\"\",\"errMsg\":\"\",\"createTime\":\"2026-04-04 10:51:49 +0800 CST\",\"outThirdStoreId\":\"\",\"inThirdStoreId\":\"6fa404c6888f44389882d5b106a0126f\",\"outAccountBankName\":\"\",\"outAccountBankCardNo\":\"\",\"outCompanyCode\":\"\",\"outCompanyName\":\"\",\"inAccountBankName\":\"\",\"inAccountBankCardNo\":\"\",\"inCompanyCode\":\"\",\"inCompanyName\":\"\",\"transType\":\"\"},{\"reqNo\":\"2026040310152060066006860064494468\",\"tradeId\":420447948849349,\"outTradeNo\":\"202604860357164314\",\"feeItemId\":400,\"feeItemName\":\"账户充值\",\"outStoreCode\":\"\",\"inStoreCode\":\"M24933\",\"outStoreName\":\"\",\"inStoreName\":\"正新鸡排五马街蝉街店\",\"outAccountNo\":\"6222801422141101593\",\"inAccountNo\":\"226801000230176116869\",\"inAccountName\":\"池晓静\",\"outAccountName\":\"池晓静\",\"withdrawalBankCardNo\":\"\",\"withdrawalBankCardName\":\"\",\"amount\":\"22538.00\",\"tradeStatus\":1,\"tradeType\":1,\"remark\":\"\",\"errMsg\":\"\",\"createTime\":\"2026-04-03 01:27:05 +0800 CST\",\"outThirdStoreId\":\"\",\"inThirdStoreId\":\"125f9cb54d254ef19b2ba7f6919c7aab\",\"outAccountBankName\":\"\",\"outAccountBankCardNo\":\"\",\"outCompanyCode\":\"\",\"outCompanyName\":\"\",\"inAccountBankName\":\"\",\"inAccountBankCardNo\":\"\",\"inCompanyCode\":\"\",\"inCompanyName\":\"\",\"transType\":\"\"},{\"reqNo\":\"20260402143630390598\",\"tradeId\":420288065171654,\"outTradeNo\":\"202604590257151330\",\"feeItemId\":315,\"feeItemName\":\"加盟保证金\",\"outStoreCode\":\"M24933\",\"inStoreCode\":\"\",\"outStoreName\":\"正新鸡排五马街蝉街店\",\"inStoreName\":\"\",\"outAccountNo\":\"226801000230176116869\",\"inAccountNo\":\"226801000229636396595\",\"inAccountName\":\"海南正新多品牌管理有限公司\",\"outAccountName\":\"池晓静\",\"withdrawalBankCardNo\":\"\",\"withdrawalBankCardName\":\"\",\"amount\":\"13000.00\",\"tradeStatus\":1,\"tradeType\":1,\"remark\":\"\",\"errMsg\":\"\",\"createTime\":\"2026-04-02 14:36:30 +0800 CST\",\"outThirdStoreId\":\"125f9cb54d254ef19b2ba7f6919c7aab\",\"inThirdStoreId\":\"\",\"outAccountBankName\":\"\",\"outAccountBankCardNo\":\"\",\"outCompanyCode\":\"\",\"outCompanyName\":\"\",\"inAccountBankName\":\"\",\"inAccountBankCardNo\":\"\",\"inCompanyCode\":\"\",\"inCompanyName\":\"\",\"transType\":\"\"},{\"reqNo\":\"20260402143630390720\",\"tradeId\":420288064905414,\"outTradeNo\":\"202604590256834068\",\"feeItemId\":312,\"feeItemName\":\"品牌使用费(年)\",\"outStoreCode\":\"M24933\",\"inStoreCode\":\"\",\"outStoreName\":\"正新鸡排五马街蝉街店\",\"inStoreName\":\"\",\"outAccountNo\":\"226801000230176116869\",\"inAccountNo\":\"226801000229636396595\",\"inAccountName\":\"海南正新多品牌管理有限公司\",\"outAccountName\":\"池晓静\",\"withdrawalBankCardNo\":\"\",\"withdrawalBankCardName\":\"\",\"amount\":\"6000.00\",\"tradeStatus\":1,\"tradeType\":1,\"remark\":\"\",\"errMsg\":\"\",\"createTime\":\"2026-04-02 14:36:30 +0800 CST\",\"outThirdStoreId\":\"125f9cb54d254ef19b2ba7f6919c7aab\",\"inThirdStoreId\":\"\",\"outAccountBankName\":\"\",\"outAccountBankCardNo\":\"\",\"outCompanyCode\":\"\",\"outCompanyName\":\"\",\"inAccountBankName\":\"\",\"inAccountBankCardNo\":\"\",\"inCompanyCode\":\"\",\"inCompanyName\":\"\",\"transType\":\"\"}]}\n";