Merge #55 into master from cc_20260311_optimize

fix:线下收款银行配置默认值；钱包账户别名修改

* cc_20260311_optimize: (5 commits squashed)

  - fix:未分配招商区域处理

  - fix

  - fix:线下收款银行配置默认值

  - Merge branch 'master' into cc_20260311_optimize
    
    # Conflicts:
    #	coolstore-partner-service/src/main/java/com/cool/store/service/fees/impl/PayeeBankConfigServiceImpl.java

  - fix:账户别称修改

Signed-off-by: 王非凡 <accounts_67eba0c5fee9c49c80c8e2b4@mail.teambition.com>
Merged-by: 正新 <accounts_6964c7bcd2a2c377c5bbd01b@mail.teambition.com>

CR-link: https://codeup.aliyun.com/692ea314dec569489f6f167c/hangzhou/java/custom_zxjp/change/55

coolstore-partner-common/src/main/java/com/cool/store/constants/RedisConstant.java

@@ -341,6 +341,11 @@ public class RedisConstant {
      * 建店资料总部订货收款账户信息
      */
     public static final String BUILD_RECEIVE_BANK_INFO = "zxjp_build_receive_bank_info";
+    
+    /**
+     * 加盟线下收款银行默认配置
+     */
+    public static final String PAYEE_BANK_CONFIG_DEFAULT = "payee_bank_config_default";
 
     /**
      * 十二分导入锁