diff --git a/coolstore-partner-common/src/main/java/com/cool/store/constants/RedisConstant.java b/coolstore-partner-common/src/main/java/com/cool/store/constants/RedisConstant.java
index f153d1050..e20a622be 100644
--- a/coolstore-partner-common/src/main/java/com/cool/store/constants/RedisConstant.java
+++ b/coolstore-partner-common/src/main/java/com/cool/store/constants/RedisConstant.java
@@ -299,4 +299,9 @@ public class RedisConstant {
      * 打标接口创建网商账户失败标识 wallet_online_bank_tag_fail:storeId
      */
     public static final String WALLET_ONLINE_BANK_TAG_FAIL = "wallet_online_bank_tag_fail:{0}";
+
+    /**
+     * 网商账户是否已激活
+     */
+    public static final String WALLET_ONLINE_BANK_ACTIVATED = "wallet_online_bank_activated:{0}";
 }
diff --git a/coolstore-partner-model/src/main/java/com/cool/store/vo/wallet/AccountDataVO.java b/coolstore-partner-model/src/main/java/com/cool/store/vo/wallet/AccountDataVO.java
index d9218255a..4abc60142 100644
--- a/coolstore-partner-model/src/main/java/com/cool/store/vo/wallet/AccountDataVO.java
+++ b/coolstore-partner-model/src/main/java/com/cool/store/vo/wallet/AccountDataVO.java
@@ -22,6 +22,9 @@ public class AccountDataVO {
     @ApiModelProperty("网商账户开通失败标识")
     private Boolean onlineBankOpenFail;
 
+    @ApiModelProperty("是否已激活")
+    private Boolean activated;
+
     @ApiModelProperty("账户列表")
     private List<AccountInfoVO> accountList;
 }
diff --git a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java
index d1df92e11..bb3c117be 100644
--- a/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java
+++ b/coolstore-partner-service/src/main/java/com/cool/store/service/wallet/impl/WalletServiceImpl.java
@@ -215,8 +215,10 @@ public class WalletServiceImpl implements WalletService {
         log.info("打标接口调用成功，response:{}", JSONObject.toJSONString(addTagDTO));
         // TODO: 如果网商创建失败，缓存标记
         if (false) {
-            String key = MessageFormat.format(RedisConstant.WALLET_ONLINE_BANK_TAG_FAIL, tagRequest.getOutStoreId());
-            redisUtilPool.setString(key, "1");
+            redisUtilPool.setString(MessageFormat.format(RedisConstant.WALLET_ONLINE_BANK_TAG_FAIL, tagRequest.getOutStoreId()), "1");
+        } else {
+            // 网商创建成功，记录已激活状态
+            redisUtilPool.setString(MessageFormat.format(RedisConstant.WALLET_ONLINE_BANK_ACTIVATED, tagRequest.getOutStoreId()), "1");
         }
     }
 
@@ -291,6 +293,7 @@ public class WalletServiceImpl implements WalletService {
             // 如果创建成功，删除网商开通失败标识
             if (Integer.valueOf(4).equals(request.getAccountStatus())) {
                 redisUtilPool.delKey(MessageFormat.format(RedisConstant.WALLET_ONLINE_BANK_TAG_FAIL, request.getOutStoreId()));
+                redisUtilPool.delKey(MessageFormat.format(RedisConstant.WALLET_ONLINE_BANK_ACTIVATED, request.getOutStoreId()));
             }
         } catch (Exception e) {
             log.info("平安打标回调失败", e);
@@ -316,10 +319,13 @@ public class WalletServiceImpl implements WalletService {
                     return vo;
                 }).collect(Collectors.toList());
         boolean onlineBankOpenFail = false;
+        boolean activated = false;
         if (WalletTypeEnum.ONLINE_BANK.getType().equals(request.getWalletType())) {
             onlineBankOpenFail = getOnlineBankFailTag(storeId);
+            String key = MessageFormat.format(RedisConstant.WALLET_ONLINE_BANK_ACTIVATED, storeId);
+            activated = StringUtils.isNotBlank(redisUtilPool.getString(key));
         }
-        return new AccountDataVO(onlineBankOpenFail, accountList);
+        return new AccountDataVO(onlineBankOpenFail, activated, accountList);
     }
 
     @Override
@@ -560,6 +566,8 @@ public class WalletServiceImpl implements WalletService {
         oldStoreAccountCreateRequest.setSignatoryPhotoA(request.getSignerIdCardFront());
         oldStoreAccountCreateRequest.setSignatoryPhotoB(request.getSignerIdCardBack());
         walletApiService.oldStoreOpenAccount(oldStoreAccountCreateRequest);
+        // 网商创建成功，记录已激活状态
+        redisUtilPool.setString(MessageFormat.format(RedisConstant.WALLET_ONLINE_BANK_ACTIVATED, store.getStoreId()), "1");
         return Boolean.TRUE;
     }